Insurance Tips: 10 Steps to Buying Car Insurance

1. Determine your state's minimum insurance requirements.

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2. Consider your own financial situation in relation to the required insurance.

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3. Review the status of your driving record — do you have any outstanding tickets on your D.L.?

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4. Check your current coverage to find out how much you are paying.

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5. Get competing quotes from insurance websites interest to you.

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6. Make follow-up phone calls to insurance companies to get additional information about coverage.

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7. Inquire about discounts.

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8. Check the company's credibility by visiting your state's insurance website.

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9. Review the policy before finalizing it.

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10. Remember to cancel your old policy.

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